I hate shopping <a href="https://jobrly.com/stmap_535nsci.html?astelin.levitra.triphala" rel="nofollow">omeprazole cost no insurance</a>  So if we look at the deposit component of bank funding, Iwould say fragmentation is over. Itâs not an issue anymore. Onthe lending side, however, we still witness some fragmentation.But the gain, if one really wants to give you some sort of alittle more, I would say, upbeat piece of news, one would lookagain at the cross-country dispersion about lending rates andwould observe that that has stabilized. In other words, it doesnot - it has not increased.