Have you got a telephone directory? <a href="https://marcusjoshuarecruitment.co.uk/panty-boys-2ff3.pdf" rel="nofollow">darktube</a>  Over time, seemingly small differences in costs can make a big difference to returns, so investment trusts&rsquo; lower charges can lead to outperformance. This can be seen when the same manager runs both types of fund &ndash; a common occurrence.